Location
455 Tollgate Road
Warwick, RI 02886

Contact Us
1(401) 737-7010
Extension# 1337
Hours
Mon / Wed / Friday
7am - 8am &
9am - 4pm
Tues / Thursday
9am - 4pm

click here to visit Accel

Rates



Rates Effective: Through December 31, 2009

  Loan Rates (rates subject to change)

- New Auto -

APR* as low as

Term
3.75% 36 Months
4.50% 48 Months
4.75% 60 Months
5.25% 72 Months

- Used Auto -

APR* as low as

Term
5.00% 60 Months

- Personal LOC (K-Line) -

APR* as low as

Term
12.50% n/a

- Share Secured Pledge -

APR* as low as

Term
3.75% 48 Months

- Home Equity -

APR* as low as

Term
5.25% 5 Years
5.75% 10 Years
6.25% 15 Years
6.50% 20 Years
*APR = Annual Percentage Rate. The above loan rates reflect a .50% discount with automatic payroll deduction. Rates are based on members credit score and debt-to-income ratio. Example payment: $1,000 for 12 months at 9.99% = 11 payments of $87.94 and one payment of $87.62.

  Certificates (rates subject to change)

Type

Dividend

APY*

Minimum to Open
1 Year 1.50% 1.50% $1,000
1 Year 1.50% 1.50% $5,000
*APY = Annual Percentage Yield. All dividends are calculated on the average daily balance. The dividends on certificates are paid upon maturity. Early withdrawal penalties may be applied. Maximum deposit per member is at the discretion of the Board of Directors. All rates and fees are subject to change without notice.

  Share Rates

Account Type

Dividend Rate

APY*

Balance to Obtain

Fees
Regular Shares .50% .50% $25 n/a
Checking contact cu contact cu No Min. Required $6.00/month
Business Checking contact cu contact cu No Min. Required $6.00/month
~Overdraft Protection available - $2.00 per overdraft~
Christmas Club .50% .50% n/a n/a
Vacation Club .50% .50% n/a n/a
*APY = Annual Percentage Yield. Dividends are calculated on the average daily balance. Share dividends are posted quarterly. The dividends on club accounts are paid annually. All rates and fees are subject to change without notice.